Fraud Protection & Identity Theft Awareness
Last updated: July 2025
A Legal Resource by Vidaripay – Powered by Vidari Group LLC. Learn how to protect yourself from fraud and identity theft with our comprehensive guide.
At Vidaripay, your safety is our top priority. Whether you’re sending money, paying bills, or topping up your wallet, we’re here to make sure you can do it securely and confidently
This page is your go-to guide for spotting scams, protecting your identity, and staying safe in today’s digital world.
Why This Matters
Fraud is on the rise and fast. In 2020 alone, the U.S. Federal Trade Commission (FTC) received over 4.8 million reports of fraud and identity theft. Out of those, more than 1.4 million were identity theft cases.
At Vidaripay, backed by Vidari Group LLC (USA) and run across Africa by Vidari Company Ltd now active in Rwanda, Nigeria, and the UK we’re committed to protecting every user, every transaction, and every moment you trust us with.
A Pan-African Approach to Digital Safety
From Lagos to Kigali or anywhere in between fraud doesn’t respect borders. But we do. We use global security standards (like those from the FTC) and tailor them to meet the needs of our users in Africa.
What You Can Do to Stay Safe
Protecting yourself from fraud and identity theft requires vigilance and awareness. Here are key steps you can take to safeguard your information and finances.
1. Protect Your Personal Information
- Never share your NIN, BVN, passport number, or ID unless it’s through a trusted channel like Vidaripay’s KYC process via Smile ID.
- Don’t send personal info through random chats or emails.
- Be alert to fake job offers, giveaway scams, or anyone asking for OTPs or passwords.
2. Be Smart with Your Payments
- Double-check the payment amount and currency before confirming.
- If redirected to a payment page, ensure the link is secure: https://pay.vidaripay.com
- If anything feels off, report it to us immediately
3. Keep Your Devices Safe
- Install antivirus protection and avoid using public Wi-Fi when accessing Vidaripay.
- Always keep your phone and apps updated.
- Log out when using a public or shared device.
4. Use Strong, Unique Passwords
- Combine letters, numbers, and symbols avoid names or birthdays.
- Never reuse passwords across different apps.
- Consider using a password manager if needed.
5. Don’t Be Polite to Scammers
- Hang up, block, or ignore anyone asking for money, codes, or personal info.
- Vidaripay will never ask for sensitive information via phone or WhatsApp.
- When in doubt, contact our team directly:
How Vidaripay Protects You
We use layered security tools to keep your data and money safe:
- Fraud Detection Engine – Monitors transactions in real time.
- IP & Device Monitoring – Flags suspicious logins.
- Smile ID KYC – Ensures users are verified.
- Fraud Watch Dashboard – Alerts our team instantly if something looks wrong.
Why We Reference the FTC
Because our parent company Vidari Group LLC is registered in the U.S., we align with FTC (Federal Trade Commission) guidelines for fraud protection. That means:
- Transparent data use
- Secure handling of personal information
- Clear response procedures in case of identity theft
Need Help or Want to Report Fraud?
We're here for you.
- Contact: fraud@vidaripay.com
- Office Hours: 9 AM – 6 PM, Monday to Friday (Rwanda/Nigeria time)
Stay Informed
Fraud never sleeps but with awareness, you stay one step ahead. This page is updated regularly by our Legal & Risk Team. Have feedback or questions? Reach out anytime.